5 Tips for Your Home Improvements – Edition 1

News, Tuesday 14th January, by HSSCU

Home Improvement Tips

As we all know, home improvements can be a very stressful time for all involved. Of course, there is nothing more exciting than improving your home and seeing the worthwhile results, but deciding where to begin can be the most difficult part.

 

Another difficulty in home improvements is deciding – is it worth it? A lot of the time, home improvements can be costly. What can cost you even more, however, is not doing them. Home renovations/improvements can easily add value to your home by helping you save on bills, making you happier in the home you live in and adding vital sale value to your property, should you be selling.

 

With the above in mind, here at HSSCU, we have decided to do a little series of home improvement tips for you. Please see our 1st 5 home improvement tips below:

 

5 Home Improvement Tips To Make Your Life That Bit Easier

 

Large Credit Union Home Improvement Loan - HSSCU - Health Services Staffs

 

1) Choose The Home Improvements That Add The Most Value To Your Home

Whether you’re renovating to make your home more special for you or you’re thinking of potentially selling, value is of utmost importance. We all have many things we can do to spruce up where we live. A great idea on choosing what is most effective is focusing on the value that you are adding. Thinking between doing up the sitting room or re-insulating your home? Which is going to save/make you more money in the long-run? Think value first.

 

2) Build a Cost vs. Impact Chart

Linked to the above, cost vs. impact charts can be extremely powerful in prioritizing your home improvements. For example: 2 items have the same impact, but one has less cost? We know which we’re going with first! Equally, by doing this, you can decide to leave aspects out of your improvements plan or even postpone them while you firstly focus on what will help your home the most.

 

Home Improvements - Cost Vs. Impact Chart

 

3) Know Your DIY Limits

Yes, DIY is very, very handy. It can save you a lot of money and you can be proud of the work that you’ve done with your owns hands. With that said, doing DIY solely for the sake of saving money when you don’t have the know-how can be a very bad idea. Oftentimes, practiced hands will do a better job and will come with a guarantee, leading to you be assured that your improvements have been completed perfectly. Ultimately, quality is the most important thing for your home. Try DIY where you are confident, but try not to overstretch yourself.

 

4) Invest In Inspiration

Of course our contractors are the people with the know-how, but that doesn’t mean you shouldn’t do some research. There are thousands of websites from social media platforms to blogs and stores that sell you items for your home. Check out numerous sites, save images of what your favourite rooms/styles are and after a few days of research – compare them! You will be surprised to see aspects you love repeat themselves in different designs and even by those unique designs you have never seen before. This is a great idea before you contact your contractor, as you are coming with a brief and you can collaborate from there.

 

HSSCU - Large Home Improvement Loans

 

5) Find Finance You Can Trust

Realistically, home improvements can cost a lot. Though we may have some savings, for most of us, we will need to borrow in order to make our home improvement dreams a reality. With that in mind, it is important to find the best financial provider for you. At HSSCU, we have one of the most competitive home improvement interest rates in the country, with large home improvement loans from as little as 5% (5.1% APR – annual percentage rate). Should you be looking to finance your home improvements, HSSCU will do our best to help you make your dreams a reality.

 

P.S. To bust a myth or 2 – You can apply for any loan once you are a member and have a minimum of €6.35 in your account (yes, you do not have to wait any amount of time) AND your loan is based on your ability to repay, not what is in your savings.

 

Should you want to apply, feel free to do so on our website or by calling us on 01 677 8648 / 1890 677 864

 

Stay in touch with all of HSSCU’s tips by following us on our InstagramFacebook and Twitter accounts.

 

Team HSSCU

 

 

 

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