Student Account Features
- Free Current Account
- Apple Pay & Google Pay
- Education Loans
- Student Lifestyle Loans
- Online Shopping & Contactless Payments
- Debit Card (Visa®) - Globally Accepted
- Free Online Banking & HSSCU App
- Overdraft (Up to €5,000, subject to approval)
- Higher Education Scholarships
- Betty Noone Memorial Bursary
HSSCU's Student Account
HSSCU is here for all students within our common bond, including those studying in Dublin 6 and the James’s St. area (Dublin 8).
- Should you not yet be a member, you can apply for HSSCU membership online and apply for your free current account once joined
- Students who meet the following criteria of ‘pursuing a full-time course of study for one academic year or more in a secondary school or third level institution recognised by the Central Applications Office (CAO), where full-time equates to 21 or more hours per week’ are eligible for fee concession (no monthly account fee).
- For overdrafts and loans, you must be 18 years or older to apply
Why Choose HSSCU's Student Account?
HSSCU is a nationwide credit union that cares. We are a not-for-profit institution that always gives back to our community. All profits made by HSSCU go directly into improving products/processes for members, sponsoring our community, green initiatives, bursaries, scholarships, interest rebates, and more.
Apply for Membership Online NowHow Do I Open a HSSCU Student Account?
There are 4 ways* to open a HSSCU Student Account:
- Download our the HSSCU App and register to be a member: Google Play | Apple’s App Store
- Apply for membership online in minutes
- Print a postal membership application and send the completed form to us
- Pop into a branch with your documents
*For all steps: after you have become a member, you can apply for your current account by logging into our online banking or HSSCU app.
Applying for a Student Lifestyle Loan
Choose your loan amount and calculate repayments on our website
Apply online, by phone or in branch
You can draw down your loan from home on our app
Important Information
- The maximum issuable overdraft amount is €5,000 (subject to approval).
- If your card is damaged, lost, or stolen call Credit Union Card Services on 01 693 3333. The Customer Services line is open 24 hours a day, 7 days a week. Calls are charged at your standard network rate. Calls from mobiles may be higher. New cards will be issued on requests within 7 – 10 working days.
- If you need to calculate currency conversion, you can do so right here.
- Visa is a trademark owned by Visa International Service Association and used under license. This Visa card is issued by Transact Payments Malta Limited pursuant to license by VISA Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C91879. Health Services Staffs Credit Union Ltd. is regulated by the Central Bank of Ireland.
Student Current Account FAQ
- Who Can Apply for a Current Account?
- Can I Use My Debit Card Abroad?
- Can I Change My Card's PIN?
- Can I Get Cashback With My HSSCU Debit Card?
- How Do I Get a Replacement Card?