CU Current Account

Finally, a real choice! Credit Unions bringing you a current account with a debit card and full overdraft.

HSSCU’s Current Account supports Apple Pay, Google Pay and Fitbit Pay!

Introducing HSSCU's Current Account

  • HSSCU members can apply for our current account instantly in their CUonline+ account.
  • Should you not yet be a member, you can apply for HSSCU membership online and apply for your current account once joined.
  • HSSCU offers Apple Pay, Google Pay, and Fitbit Pay. All information/FAQs on these services can be found here: Apple Pay | Google Pay | Fitbit Pay
  • All FAQs on the Current Account service as a whole can be found here

To use this service, your account will have to have an up-to-date photo ID (Passport or Driving Licence) & proof of address (bank statement or utility bill, dated within 6 months of your current account application).

Login & Apply Now Register Then Apply

Why Use Our Current Account?

You will have instant access to your money through our Mastercard® Debit Card, secure app, online portal, and mobile functionality. HSSCU’s current account enables you to tap your card, use Apple Pay, Google Pay & Fitbit Pay, pay your bills, withdraw cash and pay at point of sale; at millions of locations worldwide.

Our credit union current account combines the member-first, trustworthy nature of Irish credit unions with the technological enhancement of a progressive financial institution. Added to our low and transparent fees (see brochure below), you can see why this is the correct choice for your current account needs. Once you open a current account with HSSCU it’s also easy to switch! Our Current Account Switcher Form is here.

Current Account Switcher Pack Contact Us for More Info

Current Account Features

  • Easy Sign-Up
  • Debit Card (Mastercard®) - Globally Accepted
  • Apple Pay, Google Pay & Fitbit Pay
  • Overdraft (Up to €5,000, subject to approval)
  • Secure Online Shopping & Contactless Payments
  • Pay Your Wages Into Current Account
  • Set Up & Manage Standing Orders & Direct Debits
  • Full Control with Mobile App, eStatements & eFee Advices
  • Transfer Funds Between Accounts
  • Benefit from Mastercard Priceless (visit
  • Cashback Available

3 Steps to Applying for a Current Account


If not yet a member, join us online

Register for CUOnline+

You can register for CUOnline+ on our website

Apply Via CUOnline+

Login to your online account and apply right now

Important Information

  • To be eligible for a current account, debit card, or overdraft, you must be a  member of HSSCU and resident in the Republic of Ireland.
  • To be eligible for an overdraft you must be over the age of 18. Lending criteria, terms and conditions apply.
  • The maximum issuable overdraft amount is €5,000 (subject to approval).
  • Should you need to calculate currency conversion, you can do so with our calculator right here
  • If your card is damaged, lost or stolen call Credit Union Card Services on 01 693 3333.  The Customer Services line is open 24 hours a day, 7 days a week.  Calls are charged at your standard network rate.  Calls from mobiles may be higher. New cards will be issued on requests within 7 – 10 working days.
  • You can learn more about Current Account’s Google Pay here
  • You can learn more about Current Account’s Apple Pay here
  • You can learn more about Current Account’s Fitbit Pay here
  • Worried about potential fraud with your current account? Visit to stay informed and view our fraud brochure here.
  • Strong Customer Authentication – Online Shopping: here
  • Current Account FAQs: here
  • Digital Wallet Terms & Conditions: here
  • Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International.

CU Current Account FAQ

  • Who Can Apply for a Current Account?
  • Can I Use My Debit Card Abroad?
  • Can I Change My Card's PIN?
  • Can I Get Cashback With My HSSCU Debit Card?
  • How Do I Get a Replacement Card?