• We offer our members free life insurance on their savings and loans accounts, subject to meeting the insurance cover criteria. Please note that loan insurance cover ceases at age 85. These free insurances do not apply to deposit accounts, though you are covered under the Deposit Guarantee Scheme.
• From the 1st of January 2027 the minimum qualifying balance will be increased to €300 for all eligible adult members, across shares and deposit balances. Juvenile members (under 16) will remain at €50. If you have a total balance of less than €300 in your shares/deposits you will need to increase and maintain the balance to a minimum of €300 by 1st January 2027 to retain cover.
• We provide a Death Benefit Insurance to members who hold €300 or more in shares. The benefit is worth €3,250 and is free for members. The €3,250 is paid upon the death of a member, towards their funeral expenses.
• We can provide car, travel, house and life insurance referrals for suppliers who will treat our members well. Please visit Peopl Insurance for more details.

Terms and Conditions apply on all HSSCU insurance products.