Due to high demand HSSCU is currently oversubscribed for mortgages. Updates on when mortgage applications reopen, will be available on our website and social media. We apologise for any inconvenience this may cause.


Step 1/3


Step 1/3

About Our Mortgages

Once our mortgages applications reopen members can avail of the following.

Our mortgage loan lends from €40,000 to €700,000.

Our mortgages offer you flexible repayments.

Speak to us for details on your HSSCU mortgage.


First Time Buyer? You could borrow up to €700,000 with our competitive First Time Buyer Mortgages.


Why a Mortgage With Us?

The home of your dreams awaits. Our easy mortgage repayments will help you budget and pay for your property with ease.

Flexible loan schedule

Our easy repayments fit in with your budget.

No fees or charges

We don't charge any hidden extras.

Speed and convenience

A decision on your loan will be made quickly.

Personal treatment

We provide the best customer service to our members.

Low Interest Rate

Our low interest rates are extremely competitive.

Over €230M

Loan Book



WARNING: If you do not keep up your repayments you may lose your home. WARNING: The cost of your monthly repayments may increase.

The Mortgage Process. Easy and Simple.

Apply for your mortgage

Call our office today on 0818 6778648, visit any of our branches or login to your online account and make an application

Provide any required supporting documentation

Our specialised lending team will always engage with you regarding your loan requirements

Decision time

The credit union will contact you with the decision via text message or telephone

I dealt with Celia, who is a super woman. Her caring manner and professionalism was very, very evident throughout the experience. She is a great representative of the credit union.

I have been involved with the credit union since 1990. It’s a super supportive credit union, who looks after their members, their consistent style of service has constantly been updated, keeping up with current trends, and yet always feels personal for their clients, helped me over the years.

The best Credit Union in Ireland. HSSCU has helped me out in every difficult financial situation I have in been since I joined up 2004. They are amazing.

Fast efficient friendly service. Delighted I made the decision to join.

Since I arrived in Dublin from Philippines in 2001 , always dependable in times of sadness and worst financial difficulties. Staff are considerate and professional in customer care. Hoping to continue the service till my retirement.

All the staff are so nice and helpful. And the service is just brilliant. Have to say this Credit union has been a life saver for me.