Debt Consolidation Loans

Debt consolidation loans combine your loans, credit cards and other debts into one, often cheaper, monthly repayment. Our loan calculator will help you understand the repayments for our special loan with our lowest unsecured loan rate.

Debt Consolidation Loans

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Debt Consolidation Loans

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  • Loan Amount € 9000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

APR (Annual Percentage Rate) = 8.99%

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Are You a Member of HSSCU?

Debt Consolidation Loans

Step 1/3
Back

Debt Consolidation Loans

Step 2/3
  • Loan Amount € 9000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

APR (Annual Percentage Rate) = 8.99%

Back

Step 3/3

Are You a Member of HSSCU?

About Our Debt Consolidation Loan

Debt consolidation loans help you pay off existing credit cards, loans and other outstanding debts by consolidating them into one easy, manageable loan.

 

This enables you to have one loan and one repayment with HSSCU.

 

If not yet a HSSCU member, apply for membership online. Once accepted, lodge a minimum of €10 in your account and you can apply for a Debt Consolidation Loan.

 

Why Choose a Debt Consolidation Loan?

  • You could dramatically lower your monthly repayment costs
  • You can have one manageable repayment
  • You may be able to pay off your debt faster
  • You can track and stay on top of your finances much easier

Why a Loan With HSSCU?

Flexible loan schedule

Our easy repayments fit in with your budget.

No fees or charges

We don't charge any hidden extras.

Speed and convenience

A decision on your loan will be made quickly.

Personal treatment

We provide the best customer service to our members.

Low interest rate

Our low interest rates are extremely competitive.

Over €180M

Loan Book

50,000+

Members

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.

The Loan Process. Easy and Simple.

1
Apply for your loan

Call our office today on 1890 677 864 or login to your online account and make an application

2
Provide any required supporting documentation

Our specialised lending team will always engage with you regarding your loan requirements

3
Decision time

The credit union will contact you with the decision via text message or telephone

I dealt with Celia, who is a super woman. Her caring manner and professionalism was very, very evident throughout the experience. She is a great representative of the credit union.

I have been involved with the credit union since 1990. It’s a super supportive credit union, who looks after their members, their consistent style of service has constantly been updated ,keeping up with current trends, and yet always feels personal for their clients, helped me over the years.

The best Credit Union in Ireland. HSSCU has helped me out in every difficult financial situation I have in been since I joined up 2004.
They are amazing

Fast efficient friendly service. Delighted I made the decision to join.

Since I arrived in Dublin from Philippines in 2001 , always dependable in times of sadness and worst financial difficulties. Staff are considerate and professional in customer care. Hoping to continue the service till my retirement.

All the staff are so nice and helpful. And the service is just brilliant. Have to say this Credit union Has been a life saver for me