Mortgages
We are offering Mortgages to our members. Our current rate is 3.85% (APRC* 3.92%) capped at 4.40% (APRC 4.5%) for 3 years. Contact us at mortgages@hsscu.ie
Mortgage
Mortgage Calculator
- € 50,000
- 7 Years
- Repayments
- Loan Amount € 50000
- Monthly Repayment €---
- Loan Term 7 Years
- Total Repayments €---
- Total Cost of Credit 5 Years
APR (Annual Percentage Rate) = 3.92%
For illustrative purposes only. This does not constitute a loan offer
Mortgage Calculator
By submitting, you consent to HSSCU processing your personal data in relation to this enquiry. Please read our Privacy Statement here
Mortgage
Mortgage Calculator
- € 50,000
- 7 Years
- Repayments
- Loan Amount € 50000
- Monthly Repayment €---
- Loan Term 7 Years
- Total Repayments €---
- Total Cost of Credit 5 Years
APR (Annual Percentage Rate) = 3.92%
‘For illustrative purposes only. This does not constitute a loan offer
By submitting, you consent to HSSCU processing your personal data in relation to this enquiry. Please read our Privacy Statement here
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Your new home for mortgages.
Your credit union now offer mortgages. For first time buyers, for movers, for switchers, for anyone who needs one. The type of mortgage we offer is a new mortgage offering in Ireland: a Capped Variable Rate Mortgage. Our mortgage loan lends from €50,000 to €700,000.
So, what’s that? Simply put, it offers all the flexibility of a variable mortgage but with the peace of mind that comes with a fixed rate, as your repayments will not exceed a stated rate within the first three years. Our current rate is 3.85% (APRC* 3.92%) capped at 4.40% (APRC 4.5%) for 3 years.
As you know, we pride ourselves on our customer service and personal touch, but there are even more reasons why a credit union mortgage might be for you:
- We are owned by our members, so this is a mortgage by people, for people.
- We make lending decisions at a local level.
- No hidden fees.
- Fortnightly or monthly repayment options.
- No penalties for early repayment.
*APRC (Annual Percentage Rate Charge) is the total cost of credit to the consumer, expressed as an annual percentage of the total amount of credit. It includes interest and all standard fees payable by the consumer in connection with the loan.
If you want to find out more about our mortgage, or begin your application process, talk to us at HSSCU. You can get in touch by emailing us at mortgages@hsscu.ie
Lending criteria, terms and conditions apply. Over 18s only.
WARNING: If you do not keep up your repayments you may lose your home.
WARNING: The cost of your monthly repayments may increase.
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Why a Mortgage With Us?
The home of your dreams awaits. Our easy mortgage repayments will help you budget and pay for your property with ease.
Flexible loan schedule
Our easy repayments fit in with your budget.
No fees or charges
We don't charge any hidden extras.
Speed and convenience
A decision on your loan will be made quickly.
Personal treatment
We provide the best customer service to our members.
Low Interest Rate
Our low interest rates are extremely competitive.
The Mortgage Process. Easy and Simple.
Email us at mortgages@hsscu.ie
Our specialised lending team will always engage with you regarding your loan requirements
The credit union will contact you with the decision via text message or telephone
Testimonials
I dealt with Celia, who is a super woman. Her caring manner and professionalism was very, very evident throughout the experience. She is a great representative of the credit union.
I have been involved with the credit union since 1990. It’s a super supportive credit union, who looks after their members, their consistent style of service has constantly been updated, keeping up with current trends, and yet always feels personal for their clients, helped me over the years.
The best Credit Union in Ireland. HSSCU has helped me out in every difficult financial situation I have in been since I joined up 2004. They are amazing.
Fast efficient friendly service. Delighted I made the decision to join.
Since I arrived in Dublin from Philippines in 2001 , always dependable in times of sadness and worst financial difficulties. Staff are considerate and professional in customer care. Hoping to continue the service till my retirement.
All the staff are so nice and helpful. And the service is just brilliant. Have to say this Credit union has been a life saver for me.