Loan Calculator

Our loan rates range from just 5.1% APR to 8.9% APR. Scroll to the bottom of this page to play around with some rates and repayment periods yourself.

With a credit union there are NO set-up/administration fees and NO penalties for early repayment.

If in any doubt about these figures please contact us directly and we will happily work out interest accrued or owed for you and offer advice on the best options for your particular needs.

*Terms & Conditions Apply

All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. Health Services Staff’s Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.
All Purpose Loan Rate 8.9% APR
This rate is applied to loans for any purpose other than those outlined below.

Car Loan 7.2% APR
This rate is applied to loans for new and second hand car purchases. Proof of loan purpose is required.

Education Loan 6.1% APR
For education related loans; Primary, Secondary, Third level & night courses.Proof of loan purpose is required.

Green Loan 7.2% APR
This rate is applied to loans which are taken for home improvements/alterations to improve the houses’s energy efficiency. Proof of loan purpose is required.

Secured Loan 5.1% APR
For loan amounts within a member’s share balance.

Warning: If you do not meet repayments on your loan, your account may go into arrears. This may affect your credit rating, which may limit your access to credit in the future.
Types of loans available:
Amount you'd like to borrow (€)
Repayment term:
For how long (years):
Each repayment will be:
Your total repayment will be:
The total interest will be: