Junior Accounts are available for members’ children under 16 years of age. We actively encourage *younger members to join and to learn positive attitudes to money, saving and borrowing. We run a number of competitions for junior members and encourage participation in the credit union.

Junior member must be a relative of the main member and live at that member’s address in order to satisfy our common bond requirements.

We have 3 age categories of Junior Accounts (see below) whom we correspondant with typically twice per year. We send posters, competitions & goodies to all of our Junior members and we encourage them to learn about money and how to save up for the things they would like to buy themselves. Our quarterly newsletter includes a full page of competitions and news especially for our younger members.

Tadpoles (0-5)

Tadpoles are our youngest members (aged 0-5). All Tadpoles recieve a savings chart to help them plot their savings; a money box anfd other goodies from time to time. When a Tadpole turns 6 years of age they graduate to become a Dragon…

Dragons (6-11)

Dragons (aged 6-11 years) also recieve posters and age appropriate goodies. All of our junior members are invited to enter our competitions and win even more goodies and prizes. When a Dragon  turns 12 years of age they graduate to become a Fat Cat.

Fat Cats (12-16)

Fat Cats (12-16 years) are our older Junior Members. We help our Fat Cats to manage their money with specially designed Budget Planners & of course, they too recieve competition details as well as some goodies.